Deposit Scheme

Recurring Deposit Plan

Monthly recurring deposit in multiples of ₹100 with maturity bonus.

Rate table

Plan Tenure Rate p.a. Minimum
RD 2 Year 24 months 10.5% ₹100
RD 3 Year 36 months 11.5% ₹100
RD 5 Year 60 months 12.75% ₹100

Maturity bonus

Complete the full term with every installment paid and receive a bonus over and above your interest:

2 Years

+2.5%

3 Years

+5.5%

5 Years

+10.5%

Available denominations

₹500 ₹1,200 ₹1,000 ₹2,400 ₹2,000 ₹3,600 ₹3,000 ₹4,800 ₹4,000 ₹6,000 ₹5,000 ₹7,200 ₹10,000 ₹8,400 ₹15,000 ₹9,600 ₹20,000 ₹10,800 ₹25,000 ₹12,000

Eligibility

  • • Membership of the society (share allotment)
  • • Completed KYC verification
  • • Any resident individual; joint and minor accounts allowed

Documents needed

  • • Aadhaar card
  • • PAN card
  • • Two passport photographs
  • • Nominee details

Frequently asked

How do I become a member of the society? +

Visit any branch with Aadhaar, PAN and a passport photo. After KYC verification and share allotment you receive your membership number and can open accounts.

What happens if I miss an RD installment? +

A small late fee applies per ₹100 of installment after the grace period. Missing installments may also affect your maturity bonus eligibility, which requires all installments paid.