Deposit Scheme

Fixed Deposit Plan

Fixed deposit in multiples of ₹1,000 with cumulative and non-cumulative options.

Rate table

Plan Tenure Rate p.a. Minimum
FD 1 Year 12 months 10.25% ₹1,000
FD 2 Year 24 months 11.25% ₹1,000
FD 3 Year 36 months 11.75% ₹1,000
FD 4 Year 48 months 12.25% ₹1,000
FD 5 Year 60 months 12.75% ₹1,000

Eligibility

  • • Membership of the society (share allotment)
  • • Completed KYC verification
  • • Any resident individual; joint and minor accounts allowed

Documents needed

  • • Aadhaar card
  • • PAN card
  • • Two passport photographs
  • • Nominee details

Frequently asked

How do I become a member of the society? +

Visit any branch with Aadhaar, PAN and a passport photo. After KYC verification and share allotment you receive your membership number and can open accounts.

What is the minimum Fixed Deposit amount? +

FD starts at ₹1,000 and must be in multiples of ₹1,000, with tenures from 1 to 5 years at rates up to 12.75% p.a.