Deposit Scheme

Daily Deposit Scheme

Daily collection scheme — multiples of ₹100, maximum ₹5,000 per day.

Rate table

Plan Tenure Rate p.a. Minimum
DDS 1 Year 12 months 9.5% ₹100
DDS 2 Year 24 months 10.5% ₹100
DDS 3 Year 36 months 11.5% ₹100

Maturity bonus

Complete the full term with every installment paid and receive a bonus over and above your interest:

2 Years

+2.5%

3 Years

+5.5%

5 Years

+10.5%

Available denominations

₹100 ₹200 ₹300 ₹400 ₹500 ₹600 ₹700 ₹800 ₹900 ₹1,000 ₹1,100 ₹1,200 ₹1,300 ₹1,400 ₹1,500 ₹1,600 ₹1,700 ₹1,800 ₹1,900 ₹2,000 ₹2,100 ₹2,200 ₹2,300 ₹2,400

Eligibility

  • • Membership of the society (share allotment)
  • • Completed KYC verification
  • • Any resident individual; joint and minor accounts allowed

Documents needed

  • • Aadhaar card
  • • PAN card
  • • Two passport photographs
  • • Nominee details

Frequently asked

How do I become a member of the society? +

Visit any branch with Aadhaar, PAN and a passport photo. After KYC verification and share allotment you receive your membership number and can open accounts.

What is the maximum daily deposit in DDS? +

You can deposit any multiple of ₹100 up to ₹5,000 per day, collected right at your doorstep by our authorised collector.