Your savings,
our responsibility.
“Aapki Bachat, Hamari Zimmedari”
A member-owned credit co-operative society serving Rajgarh and Sirmaur — fixed, recurring, daily and monthly-income deposits at among the most competitive rates in Himachal Pradesh, with a collector who comes to your door.
Today’s rates
Per annum, as approved by the Board
Daily Deposit Scheme
3 plans available
Fixed Deposit Plan
5 plans available
Monthly Income Scheme
3 plans available
Recurring Deposit Plan
3 plans available
3+
Members served
2
Branches
9
Deposit & loan schemes
2+
Years of trust
Who we serve
The people these hills are made of
Shopkeepers, orchard owners, mothers saving for a daughter’s wedding, and families putting a little aside every single day. A co-operative belongs to its members — that is not a slogan here, it is the legal structure.
Shopkeepers
Our collector comes to your counter every day. From ₹100 — you never shut the shop to save.
See the scheme →
Women savers
Recurring deposits with a maturity bonus of up to 10.5%, and a passbook in your own name.
See the scheme →
Families
The Sukanya and Kanyadan yojnas add 1% Samman Nidhi on top for your daughter’s future.
See the scheme →
Farmers & orchard owners
Deposit once after the harvest and draw a monthly income all year from your MIS.
See the scheme →Deposit Schemes
A plan for every kind of saver
From ₹100 a day at your doorstep to a lump-sum deposit that pays you every month — choose the rhythm that fits your life.
Fixed Deposit
Multiples of ₹1,000 for 1 to 5 years, cumulative or with periodic payout.
Recurring Deposit
Save a fixed sum each month and earn a maturity bonus on top.
Daily Deposit
Our collector visits you daily. Any multiple of ₹100, up to ₹5,000 a day.
Monthly Income
Deposit once and receive income every month; principal returns at maturity.
Samrridhi Sukanya Yojna
72-month recurring deposit for your daughter, plus 1% Samman Nidhi.
Samrridhi Kanyadan Yojna
72-month fixed deposit for her future, plus 1% Samman Nidhi.
How it works
Three steps, and you have started
-
1
Become a member
Bring your Aadhaar, PAN and a photograph to any branch — or tell us where you are and a field associate will come to you. You buy a share and the society is partly yours.
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2
Choose your scheme
Daily, monthly, one-time or monthly-income. Our staff will show you the exact maturity figure before you sign anything.
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3
Save, and watch it grow
Pay at the counter, hand it to the collector at your door, or pay by UPI from your phone. Every rupee shows in your passbook the same day.
Why Samrridhi
Built on trust, run with transparency
Government approved
Registered under the Himachal Pradesh Co-operative Societies Act, Regd. No. HPCS-34353, and approved by the Government of Himachal Pradesh.
Doorstep collection
Our authorised collectors carry an identity card and issue a printed receipt on the spot — you never need to leave your shop or home.
Maturity bonus
Complete your RD or DDS term and earn up to 10.5% bonus over and above your interest. The rate is fixed the day you open the account.
Digital passbook
Check balances, download statements and pay online from your phone, any time — with an OTP on every sensitive action.
Board of Management
The people answerable to you
A co-operative is governed by its own members. The Board is elected by the General Body and answers to it at the Annual General Meeting.
Mr. Sushil Rana
Chairman
Mr. Dharmendra Kanwar
Vice Chairman
Mrs. Anita Zaildar
General Secretary
Members Speak
Trusted across Sirmaur
“The collector comes to my shop every single day. In three years I saved enough for my daughter's admission without ever visiting a bank.”
“My gold loan was sanctioned the same week I applied, and the EMI is exactly what they told me it would be. No hidden charges.”
“The monthly income scheme pays into my savings account on the first of every month. It runs my household.”
Come and see us
Our door is in your district
The head office sits near the Civil Court in Rajgarh. Walk in with your Aadhaar, PAN and a photograph and you can open an account the same morning.
- Head Office
- Near Civil Court, Rajgarh, District Sirmaur, Himachal Pradesh - 173101
- Regd. No.
- HPCS-34353
Rajgarh, District Sirmaur
Get directions →Start saving with us today
Visit any branch with your Aadhaar, PAN and a photograph — or tell us where you are and our field associate will come to you.